How to use your computer on daily basis with user accounts:

There are two user account types in windows xp. Computer Administrator and limited. Administrator account allows the user to change all computer settings.

Computer administrator:

• Install programs and hardware
• Make system wide changes
• Access and read all non-private files
• Create and delete user accounts
• Change other peoples accounts
• Change your own account type and name
• Change your own picture
• Create, change or remove your own password

Limited account:

• Change your own picture
• Create, change or remove your own password

If you log in as a computer administrator, not only you but your installed programs are allowed to change computer settings.